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Use or credit card / ATM in Japan
Use or credit card / ATM in Japan

Hi… my wife and I have been following your blogs closely. It’s very informative & useful for us!

Would like to check with you 2 things:
1) Are the shops in Rera outlet accepting credit cards (Visa or Master)? Have heard a lot about Japan merchants always like to accept cash only.
2) Are our Singapore ATM cards able to withdraw cash from Japan ATM?

Do you have any experience for the above?
Thanks a lot in advance!

By Sean on July 3, 2016

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  • Sean says:

    Hi… my wife and I have been following your blogs closely. It’s very informative & useful for us!

    Would like to check with you 2 things:
    1) Are the shops in Rera outlet accepting credit cards (Visa or Master)? Have heard a lot about Japan merchants always like to accept cash only.
    2) Are our Singapore ATM cards able to withdraw cash from Japan ATM?

    Do you have any experience for the above?
    Thanks a lot in advance!

    • bumblebeemum says:

      1) Hmmmm.. I am not big on shopping so I can’t tell you for sure, but I would think shops at outlet malls should accept credit cards. But it is true that many Japan merchants do not accept credit card. I would just bring more cash if I want to do shopping.

      2) Not all cards work with Japan ATMs. The one time we had to withdraw cash in Japan, my husband and I had like 5 cards between us and only 1 of them worked (thank goodness, at least that 1 worked). And it was a credit card, not ATM card. You need to call your bank to activate your cards for overseas cash withdrawal. Your card should have a Visa Plus logo (if you are using Visa card) or Cirrus logo (if you are using Mastercard). Then you need to find an ATM with the corresponding logo, which is easier said than done. For us, we eventually found a Citibank ATM with the Cirrus and Visa Plus logos. But that was in Tokyo. Not sure how easy it is to find one in Hokkaido.

      According to this website, your best bet at finding an ATM that can accept Singapore credit card is at 7-11:
      http://xpatnation.com/only-in-japan-atms-wont-take-your-foreign-bank-card/
      But I got to tell you, 7-11 isn’t that common in Hokkaido. They are around, but not as ubiquitous as Lawson or Seico Mart. You may want to note exactly where their locations are:
      http://www.sej.co.jp/mngdbps/_template_/_user_/_SITE_/localhost/_res/in/shops_en.pdf

      In short, I would just being plenty of cash. :p

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